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  • Rates
 

Attention Members: Rates are subject to change, without notice, at the sole discretion of Oshawa Community Credit Union.  Please contact our branch to get the latest posted rates. * Terms and Conditions apply to all promotional rates.

 
 
List of rates for Promotional Rates
Promotional Rates Rate
5 Year Closed Fixed Mortgage Special
5.44
5 Year Closed Variable Mortgage Special
4.70
 
List of rates for Fixed Mortgages
Fixed Mortgages Rate
1 Year Open Fixed Mortgage
6.65
1 Year Closed Fixed Mortgage
5.65
2 Year Closed Fixed Mortgage
5.62
3 Year Closed Fixed Mortgage
5.69
4 Year Closed Fixed Mortgage
5.88
5 Year Closed Fixed Mortgage
6.10
 
List of rates for Variable Rate Loans and Lines of Credit
Variable Rate Loans and Lines of Credit Rate
Half Percent Below Prime Variable Mortgage
4.95
Variable Rate First Mortgage
6.20
Meritline First Mortgage
6.20
Meritline Second Mortgage
7.20
 
List of rates for INTEREST PAID AT MATURITY
INTEREST PAID AT MATURITY Rate
30 - 89 Days
1.10
90 - 179 Days
1.30
180 - 264 Days
1.70
 
List of rates for NON-CASHABLE TERM DEPOSITS
NON-CASHABLE TERM DEPOSITS Rate
1 Year
3.63
2 Year
3.80
3 Year
3.72
4 Year
4.09
4.5 Year
4.16
5 Year
4.22
 
List of rates for 5 YEAR STEP UP
5 YEAR STEP UP Rate
Year 1
1.50
Year 2
2.65
Year 3
3.30
Year 4
4.75
Year 5
4.85
 
List of rates for HIGH INTEREST SAVINGS ACCOUNT
HIGH INTEREST SAVINGS ACCOUNT Rate
$0.00 - $9,999.99
0.50
$10,000.00 - $24,999.99
1.20
$25,000.00 - $49,999.99
1.20
$50,000.00 +
1.20
 
List of rates for PLAN 24 SAVING ACCOUNT
PLAN 24 SAVING ACCOUNT Rate
$0.00 - $4,999.99
0.02
$5,000.00 +
0.05
 
List of rates for VARIABLE LINE OF CREDIT
VARIABLE LINE OF CREDIT Rate
Unsecured Line of Credit
8.70
Variable PCA Line of Credit
18.85
 
 

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