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Attention Members: Rates are subject to change at the sole discretion of Oshawa Community Credit Union.  Please contact our branch to get the latest posted rates. * Terms and Conditions apply to all promotional rates.

 
 
List of rates for Promotional Rates
Promotional Rates Rate
5 Year Closed Fixed Mortgage Special - Insured
5.49
5 Year Closed Fixed Mortgage Special - Conventional
5.59
5 Year Closed Variable Mortgage Special
5.95
 
List of rates for Fixed Mortgages
Fixed Mortgages Rate
1 Year Open Fixed Mortgage
8.50
1 Year Closed Fixed Mortgage
6.35
2 Year Closed Fixed Mortgage
6.18
3 Year Closed Fixed Mortgage
6.13
4 Year Closed Fixed Mortgage
5.99
5 Year Closed Fixed Mortgage
5.79
 
List of rates for VARIABLE RATE MORTGAGES AND SECURED LINES OF CREDIT
VARIABLE RATE MORTGAGES AND SECURED LINES OF CREDIT Rate
OCCU Prime Rate
6.70
Half Percent Below Prime Variable Mortgage
Prime - 0.50%
Variable Rate First Mortgage
Prime + 0.75%
Meritline Mortgage
Prime + 0.75%
Meritline Second Mortgage
Prime + 1.75%
 
List of rates for VARIABLE RATE
VARIABLE RATE Rate
$0.00 - $9,999.99
1.36
$10,000.00 +
1.52
 
List of rates for SHORT TERM FIXED INVESTMENTS
SHORT TERM FIXED INVESTMENTS Rate
30 - 89 Days
1.93
90 - 179 Days
2.41
180 - 364 Days
2.78
 
List of rates for NON-REDEEMABLE FIXED INVESTMENTS
NON-REDEEMABLE FIXED INVESTMENTS Rate
1 Year
4.10
1.5 Year
4.15
2 Year
4.00
3 Year
3.50
4 Year
3.25
4.5 Year
3.25
5 Year
3.25
 
List of rates for 5 YEAR STEP UP
5 YEAR STEP UP Rate
Year 1
1.50
Year 2
2.65
Year 3
3.30
Year 4
4.75
Year 5
4.85
 
List of rates for HIGH INTEREST SAVINGS ACCOUNT
HIGH INTEREST SAVINGS ACCOUNT Rate
$0.00 - $9,999.99
1.36
$10,000.00 +
1.52
 
List of rates for PLAN 24 SAVING ACCOUNT
PLAN 24 SAVING ACCOUNT Rate
$0.00 - $4,999.99
0.02
$5,000.00 +
0.05
 
List of rates for U.S. Dollar Chequing Acount
U.S. Dollar Chequing Acount Rate
All balances
0.01
List of rates for U.S. Dollar Saving Account
U.S. Dollar Saving Account Rate
$10,000.00 +
0.12
 
List of rates for Business Accounts
Business Accounts Rate
Business Plan 1 - Listed Rate Effective Starting February 1, 2023
0.00
Business Plan 2
0.00
Business Plan 3
0.00
Association Account - Listed Rate Effective Starting February 1, 2023
0.00
Sports/Club Account - Listed Rate Effective Starting February 1, 2023
0.00
 
List of rates for VARIABLE LINES OF CREDIT
VARIABLE LINES OF CREDIT Rate
OCCU Prime Rate
6.70
Unsecured Line of Credit
Prime + 4.00%
Variable PCA Line of Credit
19.35
 
 

Your deposits are protected.

At Oshawa Community Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA).
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