Banking for every stage of life

Oshawa Community offers a variety of Chequing Accounts with No Fee to Premium plans to suit your unique banking style without paying for services you don't use. The following benefits are included in all of our Canadian dollar accounts. 


  • Free paper statements anytime

  • Free online, mobile and telephone banking 24/7

  • Interac e-Transfers*


  • Free deposits** and withdrawals at all THE EXCHANGE Network ATMs across Canada 

  • Free cheque deposits using the remote capture feature Deposit Anywhere on our Mobile Banking App

*All incoming e-Transfers free.  All outgoing e-Transfers free except Golden Accounts until further notice.

**All EXCHANGE ATMs offer free withdrawals while certain EXCHANGE ATMs may not offer the option to deposit

    Our Chequing Accounts

Standard PCA Account

Overview

This pay-as-you-go plan is perfect for new members who don't want to commit to a monthly package until they know how many transactions they'll be doing

Key Features
  • No fees with daily minimum balance of $1,500

Platinum Account

Overview

Our most popular package!

Key Features
  • Unlimited in-branch banking

Diamond Account

Overview

For members who want it all!

Key Features
  • Unlimited banking services
  • 10 FREE monthly ATM withdrawals

Golden Account

Overview

If you're a senior, you can't beat this package!

Key Features
  • Unlimited in-branch banking with no monthly fees

Advantage Account

Overview

It`s tough getting ahead, so we want to give young adults an advantage. This account boast unlimited banking with no service fees. If you`re 30 or younger, this is the account for you

Key Features
  • Free eTransfers
  • No monthly fee

US Chequing Account

Overview

The U.S. Chequing account is perfect for snowbirds and travellers who want to purchase U.S. funds throughout the year when the rates are low

Key Features
  • No monthly fee
  • $0.50 per deposit/withdrawal

OCCU`s Mortgages

No one can beat our service. Start your homeowner journey now!

Registered Products

Start investing in your future. Find the right product for you!

Banking on the Go

Can`t make it in to the branch? We've got you covered!

Become a Member Today