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Term Deposits (GIC)

These are great options to consider whether you are looking for a long-term investment strategy or just somewhere to place your money for a little while. They’re safe, secure, offer steady growth and your return is guaranteed. 


Why Deposit Money into a Term?

  • Term Deposits are the same as a Guaranteed Investment Certificate (GIC)

  • Earn more interest than a regular savings accounts

  • Choose how long and how much you want to invest

  • Funds are guaranteed (both principle and interest), no risk of loss

  • Choose your contribution payment schedule (weekly, bi-weekly, monthly etc.) via auto-transfer from Oshawa Community accounts


At Oshawa Community Credit Union we strive to ensure there is a product for everyone. Understand the many different options you can use to help grow your money.



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View OCCU's competitive rates. 

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Learn about our online investing partners.

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See which product works best for you. 


Your deposits are protected.

At Oshawa Community Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA).
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