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Become a Loyalty Club Member

 

When you become a member of Oshawa Community you already benefit from our Profit-Sharing Program.  Every member with a $100 member share earns dividends based on the previous year’s profits**.  When you INVEST or BORROW with Oshawa Community, you become a Loyalty Club Member and earn Cash Bonuses and/or Rebates.* 

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Borrowing

 

Earn Cash Rebates when you borrow!

Example:  A $450,000.00 5-year fixed rate mortgage at 2.39% would pay you $240* in Loyalty Club Cash Rebates!

*Terms and Conditions:

  • Estimated figures, mortgage issue date etc. would affect actual results

  • Past performance is not indicative of future performance (2.27% reflects 10-year average)

**Terms and Conditions: 

  • Dividends, Loan Rebates and Deposit Bonuses are subject to profitability and board approval.

  • Members must be in “Good Standing” with the Credit Union to receive Rebates and/or Bonuses.The Credit Union does have a self-imposed target to pay member dividends and rebates annually.

 

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Investing 

 

Earn Cash Bonuses when you invest!

Example: A $125,000 5-year term deposit at 1.10% would pay you $58* in Loyalty Club Cash Bonuses.

*Terms and Conditions:

  • Estimated figures, term purchase date etc. would affect actual results

  • Past performance is not indicative of future performance (4.18% 10 year average)

**Terms and Conditions

  • Dividends, Loan Rebates and Deposit Bonuses are subject to profitability and board approval.

  • Members must be in “Good Standing” with the Credit Union to receive Rebates and/or Bonuses.

  • The Credit Union does have a self-imposed target to pay member dividends and rebates annually.

 

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Recent Loyalty Club members who have benefited from the Profit Sharing Program

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Loyalty Club Member Payment History

 
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* The Credit Union continues to show strong growth and financial results, however during the COVID 19 pandemic, the board elected to add surplus profits to retained earnings to ensure continued strength.  
 
 

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Financial Services Regulatory Authority of Ontario


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