• Becoming a Member

Bank the Credit Union Way and Discover the Difference!

Celebrating over 80 years!!! OCCU has been going strong since 1939, providing retail and business banking members with the day-to-day banking services and financial know-how to live their best lives. While OCCU is one of the smallest credit unions in the province, as of 2018, we have the fourth highest capital (net worth) in Ontario, making us small but strong. You may ask, "why become a member of OCCU?". Simply put, our future is exciting! We not only offer in-branch face-to-face member service to the people working and living in our community, we also recognize that digital banking is the way of the future, offering greater flexibility in our busy lives. We strive to make our members’ banking experience the best it can be through innovative products and new service channels. We care about our members' financial success so come discover the difference.

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Becoming a member

This means you are becoming a part owner of OCCU. With $100 membership share on deposit, as a stakeholder you have many privileges. Members may vote on any of our bylaw changes presented at the Annual General Meeting of Members, vote, or if qualified be elected as a member of the Board of Directors. Let’s not forget about our Profit-Sharing Program, the more business you do with us, the greater your share! Based on year end financial results, we target to pay dividends on your membership shares, bonus interest on deposits and interest rebates on loans. Discover the difference! Members also have the opportunity to purchase additional membership shares up to a maximum aggregate value of $1000.

Membership Requirements

  • $100 Membership Share on deposit

  • Members are required to provide one (1) piece of photo identification or two (2) pieces of non-photo pieces of identification

Photo ID

  • Valid Driver’s License

  • Valid Canadian Passport

  • Valid Ontario Identification card


For more details contact the branch at (905) 576-4200

Non Photo ID

  • Birth Certificate

  • Certificate of Canadian Citizenship Card

  • Permanent Resident Card

  • Temporary drivers license     

For more details contact the branch at (905) 576-4200

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Looking to Borrow?

​​Before visiting our Loan Officers, take a look below and see which documents you will need to bring in.


Required Paperwork

  •  Current pay stub for each borrower

  • Most recent Notice of Assessment for each borrower

  • T4 for each borrower

  • Proof of Child Tax Benefits or Pension Income (if applicable) 

Other documentation may be required*

Required Paperwork

All documentation mentioned above is required paperwork for a loan, plus the following:

  • Mortgage Charge

  • Current mortgage statement

  • Proof of property taxes paid up to date

  • Copy of the current house insurance

Other documentation may be required*

Your Banking Your Way 

Access from anywhere, Convenient access to your accounts with our mobile and online banking. 

Accounts 

From No Fee Chequing Accounts to High Interest Savings Accounts, OCCU has a product for you.