Rewarding You for Referring Us

The Oshawa Community Credit Union will reward you with a cash incentive for each new mortgage brought to the credit union by your referral.


A five year $350,000 qualifying mortgage issued* would result in a referral fee of $1,750:  $700 to you (our way of saying thank you) and $1,050 paid to the borrower (our way of saying welcome).

The average referal fee paid has been approximately $1,400.

*Contact your Credit Union for more details. Mortgage rewards Club is available for residential mortgages only, is available for all residential mortgage product types regardless of term and/or rate negotiated and is subject to conditions and Oshawa Community Credit Union Limited’s (OCCU) policies. OCCU reserves the right to terminate or change this offer at any time. Rewards will be paid upon issuance of the mortgage and terms of the reward will vary by product type and term. To qualify for a referral incentive you must be a member of the OCCU. Referral fees are taxable, Recipients receiving over $500 aggregate will be issued a T4A as required under CRA Rules.